#My quicken loans login free

You’ll also be prompted to set up a login username and password. From there, you’ll answer a few basic questions about the home and yourself, including whether you currently rent or own your home. To get started, you visit the Rocket Mortgage home page and choose either home purchase or refinance. Once the platform analyzes your data, it returns which loan type could work for you, including fixed and variable mortgage rates, conventional loans, jumbo loans and government-backed loan programs like FHA, VA and USDA loans. Where applicants previously had to submit paper copies of tax returns, bank statements and pay stubs, Rocket Mortgage accesses that data digitally after collecting your information (social security number, birth date and other basic identity data) and permission (you’ll have to authorize a credit check). If you do have questions, they do have real human support available. Whether to speak to a licensed mortgage officer is up to you. When you are approved for a mortgage with Rocket Mortgage, you’ll be looking at live industry data, not a ballpark offer.

However, according to Rocket Mortgage, folks have closed their loan as few as eight days after their mortgage application was approved, and their average client closes their loan more than two weeks faster than the overall industry average. Of course, you’ll still need to schedule an appraisal before you can move forward to closing, which, according to some Highya reviews, can be admittedly time-consuming. A purchase or refinance application can be completed and approved in as few as eight minutes. Rocket Mortgage has two hallmarks: convenience and speed.

Life insurance is more affordable than you think Get your free quote How does Rocket Mortgage make life less hard The service is available in all 50 states. You can apply for a home loan online, from the comfort of your home. In this article:įormerly under the umbrella of Quicken Loans℠, Rocket Mortgage is doing for mortgages what TurboTax® did for tax returns - creating an online, mobile-friendly platform to help guide you step-by-step through the mortgage process. Now, digital services are emerging to help streamline and modernize the process of getting a mortgage. I don’t remember the forms or the jargon, only that my eyes glazed over and I prayed that the loan officer was steering me in the right direction. I felt pressured to complete the review and signing process in one sitting, rather than ask for my three days’ review time and a follow-up appointment with the loan officer. I was overwhelmed and completely out of my league. That’s exactly what happened to me the first time I bought a home.

Gone are the days when a loan officer needed to show up at your house with a 200-page stack of documents for you to read, digest and initial or sign. We’re lucky to live in an age of simplification. Even though buying a home is a time to celebrate, the process can be a really stressful experience. You already know that your home might be the single largest purchase you ever make.

#My quicken loans login free